Loan Options Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you. PurchaseConventionalA Conventional loan is a very popular choice and may be appropriate depending on loan size, credit score and several other factors. FHAAn FHA loan provides a government-insured loan with flexible loan options. VAA VA loan can allow veterans to purchase a home with zero down payment. We are thankful to serve our heroes! JumboJumbo loans go above the conforming loan limit of $647,200 that applies to the majority of counties in the U.S. Larger limits are in place in CA and many other states with higher home costs. Construction-To-PermThis loan allows you to finance the purchase of your custom-built home with one easy loan. Investment PropertyMortgage loan programs for vacation and investment properties. Down Payment AssistanceIn Texas: We have an in-house grant program to cover your down payment. You do not have to be a first time homebuyer and depending on your county, the income ceiling is as high as $121,750. There are no extra fees with this program. In Oklahoma: We work with a local bond program to provide up to 3% in either a gift or a forgivable 2nd lien. RefinanceRefinanceMortgage refinancing may lower your monthly payments. Cash Out RefinanceYou could pay off those high-interest debts by refinancing to a lower rate.