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Pam Thorn Image

Pam Thorn

Loan Officer
NMLS#: 1629149

Phone: (972) 977-7640
pthorn@uhm.com

Hello, a little about me.

My 20+ years in real estate include property management and title insurance, so I understand the many factors that go into helping you with one of the most important purchases of your life. My clients always receive a personalized total cost analysis to help them see all their options and costs upfront and make the best decision for their financial future. I am also a Military Mortgage Specialist. I look forward to talking with you and working together to ensure a smooth process and 5-star closing experience.

I grew up in Southern California and went to UCSB where I double-majored in business and communications. When a job transfer brought me to Dallas in the 1990’s, I didn’t even unpack my boxes, thinking (maybe hoping) I wouldn’t be here long — it was a hot summer! But after marrying a Texan and raising two daughters here, I’ve grown to love it and Texas is now home.

I am licensed in TX, CA, and OK and enjoy meeting clients by phone, Zoom call, or in person when possible — I make frequent trips to CA and OK to visit family, friends, and clients.

Our Loan Process

1: Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience.

2: Shop

Start working with a real estate agent and viewing homes.

3: Loan Application

A few documents are needed to get a loan file through underwriting.

4: Loan Processing

Assemble all the necessary paperwork and details for the underwriter.

5: Underwriting

They closely evaluate all the documentation in the loan package.

6: Closing

Documents are drawn and sent to the title company for closing.

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